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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,587 | $127,273-5.3% | $109,895+9.7% | $167,518-28.0% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.2%-24.2pp | 82.1%-32.1pp |
| Annual return | 12.26% | 22.97%-10.7pp | 29.46%-17.2pp | 478.71%-466.5pp |
| Employer contribution / active EE | $1,513 | $3,324-54.5% | $2,843-46.8% | $4,838-68.7% |
| Participant deferral / active EE | $6,257 | $4,515+38.6% | $4,049+54.6% | $6,342-1.3% |
| Admin fee / account holder | $941 | $7,117-86.8% | $6,067-84.5% | $12,312-92.4% |