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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,251 | $183,592-84.6% | $155,574-81.8% | $145,877-80.6% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 9.30% | 61.37%-52.1pp | 64.87%-55.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $1,212 | $5,317-77.2% | $4,676-74.1% | $4,663-74.0% |
| Participant deferral / active EE | $4,112 | $6,466-36.4% | $5,629-27.0% | $6,691-38.5% |
| Admin fee / account holder | $1,624 | $19,316-91.6% | $15,914-89.8% | $13,402-87.9% |