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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,206 | $29,716-65.7% | $56,077-81.8% | $80,925-87.4% |
| Participation rate | 93.9% | 41.7%+52.2pp | 52.5%+41.4pp | 67.7%+26.2pp |
| Annual return | 8.63% | 35.30%-26.7pp | 1709.28%-1700.6pp | 35.65%-27.0pp |
| Employer contribution / active EE | $666 | $671-0.8% | $1,040-36.0% | $2,756-75.8% |
| Participant deferral / active EE | $1,487 | $1,228+21.0% | $1,954-23.9% | $4,299-65.4% |
| Admin fee / account holder | $1,269 | $2,432-47.8% | $2,825-55.1% | $6,940-81.7% |