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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,071 | $174,379-14.5% | $152,093-2.0% | $138,895+7.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 21.90% | 74.86%-53.0pp | 66.36%-44.5pp | 145.39%-123.5pp |
| Employer contribution / active EE | $16,203 | $4,652+248.3% | $4,175+288.1% | $4,194+286.3% |
| Participant deferral / active EE | $12,759 | $6,159+107.2% | $5,451+134.0% | $6,396+99.5% |
| Admin fee / account holder | $8,758 | $16,880-48.1% | $14,497-39.6% | $12,562-30.3% |