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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,832 | $37,446-89.8% | $77,552-95.1% | $79,856-95.2% |
| Participation rate | 35.1% | 41.5%-6.4pp | 54.2%-19.1pp | 69.6%-34.5pp |
| Annual return | -65.40% | 39.76%-105.2pp | 54.82%-120.2pp | 31.71%-97.1pp |
| Employer contribution / active EE | $150 | $637-76.5% | $987-84.8% | $2,471-93.9% |
| Participant deferral / active EE | $1,366 | $1,261+8.3% | $1,861-26.6% | $3,741-63.5% |
| Admin fee / account holder | $56 | $2,506-97.8% | $2,859-98.0% | $5,306-98.9% |