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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,243 | $108,701-96.1% | $74,723-94.3% | $152,909-97.2% |
| Participation rate | 50.0% | 65.4%-15.4pp | 54.5%-4.5pp | 82.5%-32.5pp |
| Annual return | -26.75% | 114.12%-140.9pp | 753.18%-779.9pp | 345.46%-372.2pp |
| Employer contribution / active EE | $212 | $1,504-85.9% | $1,084-80.5% | $4,764-95.6% |
| Participant deferral / active EE | $1,139 | $2,709-58.0% | $1,962-41.9% | $5,851-80.5% |
| Admin fee / account holder | $11 | $4,906-99.8% | $3,335-99.7% | $11,601-99.9% |