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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,454 | $135,956-94.5% | $123,894-94.0% | $273,972-97.3% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 15.59% | 56.63%-41.0pp | 47.52%-31.9pp | 41.46%-25.9pp |
| Employer contribution / active EE | $1,017 | $5,170-80.3% | $4,617-78.0% | $4,869-79.1% |
| Participant deferral / active EE | $3,423 | $6,343-46.0% | $5,984-42.8% | $5,287-35.3% |
| Admin fee / account holder | $401 | $9,817-95.9% | $8,357-95.2% | $10,133-96.0% |