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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,231 | $102,663-83.2% | $86,216-80.0% | $139,466-87.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 2.44% | 1924.52%-1922.1pp | 1169.42%-1167.0pp | 373.66%-371.2pp |
| Employer contribution / active EE | $1,594 | $3,035-47.5% | $2,382-33.1% | $4,754-66.5% |
| Participant deferral / active EE | $11,188 | $4,677+139.2% | $3,986+180.7% | $6,712+66.7% |
| Admin fee / account holder | $3,420 | $8,663-60.5% | $6,853-50.1% | $11,409-70.0% |