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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,817 | $78,027-65.6% | $178,528-85.0% | $80,925-66.9% |
| Participation rate | 52.9% | 65.7%-12.7pp | 77.1%-24.2pp | 67.7%-14.7pp |
| Annual return | 16.13% | 18.09%-2.0pp | 27.11%-11.0pp | 35.65%-19.5pp |
| Employer contribution / active EE | $629 | $2,281-72.4% | $3,950-84.1% | $2,756-77.2% |
| Participant deferral / active EE | $2,576 | $4,408-41.5% | $6,278-59.0% | $4,299-40.1% |
| Admin fee / account holder | $4,521 | $7,168-36.9% | $10,419-56.6% | $6,940-34.9% |