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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,127 | $82,678-82.9% | $125,391-88.7% | $68,490-79.4% |
| Participation rate | 82.7% | 75.1%+7.6pp | 82.4%+0.3pp | 67.9%+14.8pp |
| Annual return | -7.76% | -5.97%-1.8pp | 572.41%-580.2pp | -7.85%+0.1pp |
| Employer contribution / active EE | $1,983 | $3,382-41.4% | $4,816-58.8% | $2,597-23.7% |
| Participant deferral / active EE | $3,020 | $6,111-50.6% | $7,448-59.4% | $4,028-25.0% |
| Admin fee / account holder | $349 | $6,277-94.4% | $10,009-96.5% | $5,403-93.5% |