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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,284 | $98,776-87.6% | $149,745-91.8% | $79,856-84.6% |
| Participation rate | 94.9% | 75.8%+19.1pp | 82.5%+12.4pp | 69.6%+25.2pp |
| Annual return | 17.47% | 27.38%-9.9pp | 276.72%-259.2pp | 31.71%-14.2pp |
| Employer contribution / active EE | $2,386 | $3,217-25.8% | $4,646-48.6% | $2,471-3.5% |
| Participant deferral / active EE | $3,449 | $5,681-39.3% | $6,843-49.6% | $3,741-7.8% |
| Admin fee / account holder | $1,339 | $6,053-77.9% | $9,312-85.6% | $5,306-74.8% |