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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,261 | $76,522-59.1% | $56,033-44.2% | $145,884-78.6% |
| Participation rate | 13.0% | 63.2%-50.2pp | 52.5%-39.4pp | 80.3%-67.3pp |
| Annual return | 12.28% | 3014.28%-3002.0pp | 1711.38%-1699.1pp | 551.85%-539.6pp |
| Employer contribution / active EE | $268 | $1,382-80.6% | $1,041-74.3% | $4,662-94.3% |
| Participant deferral / active EE | $376 | $2,624-85.7% | $1,954-80.7% | $6,690-94.4% |
| Admin fee / account holder | $442 | $3,328-86.7% | $2,827-84.4% | $13,392-96.7% |