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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,261 | $76,785-59.3% | $56,441-44.6% | $145,959-78.6% |
| Participation rate | 13.0% | 63.2%-50.2pp | 52.5%-39.5pp | 80.3%-67.2pp |
| Annual return | 12.28% | 3000.51%-2988.2pp | 1704.21%-1691.9pp | 561.95%-549.7pp |
| Employer contribution / active EE | $268 | $1,381-80.6% | $1,039-74.2% | $4,661-94.3% |
| Participant deferral / active EE | $376 | $2,624-85.7% | $1,953-80.7% | $6,689-94.4% |
| Admin fee / account holder | $442 | $3,334-86.8% | $2,829-84.4% | $13,398-96.7% |