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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,779 | $217,427-60.1% | $185,837-53.3% | $167,518-48.2% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.53% | 148.39%-139.9pp | 122.08%-113.6pp | 478.71%-470.2pp |
| Employer contribution / active EE | $12,213 | $5,874+107.9% | $5,168+136.3% | $4,838+152.4% |
| Participant deferral / active EE | $12,941 | $6,357+103.6% | $5,568+132.4% | $6,342+104.1% |
| Admin fee / account holder | $428 | $19,816-97.8% | $16,241-97.4% | $12,312-96.5% |