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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $92,599 |
Filed as: GLOBAL RETIREMENT PARTNERS Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $50,000 |
PLANCHEC(K) CPAS LLC1 year Service code 10 1 EASTON OVAL · COLUMBUS, OH 43219 | Accounting | $15,068 |
Filed as: DOWNEAST PENSION SERVICES Service code 13 | Contract Administrator | $10,000 |
DOWNEAST PENSION SERVICES, INC.9+ years Service code 13 41 CAMPUS DR., SUITE 302 · NEW GLOUCESTER, ME 04260 | Contract Administrator | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,469 | $84,993-53.6% | $130,045-69.6% | $80,157-50.8% |
| Participation rate | 93.6% | 79.5%+14.1pp | 78.5%+15.1pp | 72.9%+20.7pp |
| Annual return | 16.29% | 23.76%-7.5pp | -137.30%+153.6pp | 40.39%-24.1pp |
| Employer contribution / active EE | $1,245 | $3,051-59.2% | $4,321-71.2% | $2,977-58.2% |
| Participant deferral / active EE | $4,471 | $4,984-10.3% | $5,820-23.2% | $5,015-10.8% |
| Admin fee / account holder | $156 | $391-60.0% | $10,600-98.5% | $145+7.9% |