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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,330 | $98,240-57.9% | $82,312-49.8% | $147,586-72.0% |
| Participation rate | 60.0% | 79.7%-19.7pp | 76.9%-16.9pp | 82.8%-22.8pp |
| Annual return | 19.16% | 30.85%-11.7pp | 25.88%-6.7pp | 578.59%-559.4pp |
| Employer contribution / active EE | $3,149 | $3,192-1.3% | $2,428+29.7% | $4,876-35.4% |
| Participant deferral / active EE | $8,854 | $4,383+102.0% | $3,706+138.9% | $5,439+62.8% |
| Admin fee / account holder | $48,108 | $8,563+461.8% | $5,608+757.9% | $10,886+341.9% |