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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,146 | $88,707-39.0% | $74,184-27.0% | $273,972-80.2% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.6%-10.0pp | 83.0%-16.3pp |
| Annual return | 906.45% | 11.94%+894.5pp | 17.74%+888.7pp | 41.46%+865.0pp |
| Employer contribution / active EE | $878 | $3,159-72.2% | $2,370-63.0% | $4,869-82.0% |
| Participant deferral / active EE | $4,660 | $4,212+10.6% | $3,550+31.3% | $5,287-11.9% |
| Admin fee / account holder | $3,504 | $8,717-59.8% | $5,586-37.3% | $10,133-65.4% |