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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,369 | $190,879-98.2% | $160,009-97.9% | $134,532-97.5% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.0%+10.9pp | 81.2%+7.7pp |
| Annual return | 0.00% | 552.63%-552.6pp | 408.85%-408.8pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,966 | $4,995-60.6% | $4,225-53.5% | $4,741-58.5% |
| Participant deferral / active EE | $2,305 | $6,924-66.7% | $6,183-62.7% | $6,401-64.0% |
| Admin fee / account holder | $689 | $10,495-93.4% | $8,715-92.1% | $11,429-94.0% |