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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,550 | $201,259+121.4% | $184,200+141.9% | $145,959+205.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.98% | 28.98%-14.0pp | 28.80%-13.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $43,500 | $7,018+519.8% | $6,424+577.2% | $4,661+833.3% |
| Participant deferral / active EE | $12,000 | $9,806+22.4% | $9,132+31.4% | $6,689+79.4% |
| Admin fee / account holder | $5,604 | $16,372-65.8% | $13,907-59.7% | $13,398-58.2% |