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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,354 | $110,337+49.0% | $102,383+60.5% | $145,877+12.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.53% | 24.83%-11.3pp | 24.94%-11.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $12,423 | $4,216+194.7% | $3,870+221.0% | $4,663+166.4% |
| Participant deferral / active EE | $7,746 | $5,621+37.8% | $5,060+53.1% | $6,691+15.8% |
| Admin fee / account holder | $7,329 | $9,750-24.8% | $8,391-12.7% | $13,402-45.3% |