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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,837 | $106,247-1.3% | $96,515+8.6% | $139,466-24.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.23% | 38.47%-21.2pp | 35.73%-18.5pp | 373.66%-356.4pp |
| Employer contribution / active EE | $12,876 | $4,106+213.6% | $3,740+244.3% | $4,754+170.8% |
| Participant deferral / active EE | $8,230 | $5,456+50.9% | $4,880+68.7% | $6,712+22.6% |
| Admin fee / account holder | $2,100 | $7,885-73.4% | $6,735-68.8% | $11,409-81.6% |