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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,738 | $91,179-87.1% | $178,499-93.4% | $79,852-85.3% |
| Participation rate | 71.9% | 69.2%+2.7pp | 81.9%-10.1pp | 69.6%+2.2pp |
| Annual return | 36.47% | 24.19%+12.3pp | 151.10%-114.6pp | 31.72%+4.7pp |
| Employer contribution / active EE | $1,681 | $3,256-48.4% | $5,011-66.5% | $2,471-32.0% |
| Participant deferral / active EE | $4,137 | $3,236+27.9% | $5,202-20.5% | $3,740+10.6% |
| Admin fee / account holder | $795 | $6,749-88.2% | $13,986-94.3% | $5,306-85.0% |