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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,043 | $174,379-91.9% | $152,093-90.8% | $138,895-89.9% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 30.60% | 74.86%-44.3pp | 66.36%-35.8pp | 145.39%-114.8pp |
| Employer contribution / active EE | $2,159 | $4,652-53.6% | $4,175-48.3% | $4,194-48.5% |
| Participant deferral / active EE | $4,014 | $6,159-34.8% | $5,451-26.4% | $6,396-37.2% |
| Admin fee / account holder | $424 | $16,880-97.5% | $14,497-97.1% | $12,562-96.6% |