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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,921 | $165,361-1.5% | $149,715+8.8% | $158,950+2.5% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 21.11% | 348.24%-327.1pp | 276.66%-255.6pp | 302.91%-281.8pp |
| Employer contribution / active EE | $5,700 | $5,103+11.7% | $4,645+22.7% | $4,762+19.7% |
| Participant deferral / active EE | $7,300 | $7,182+1.6% | $6,842+6.7% | $5,983+22.0% |
| Admin fee / account holder | $1,208 | $10,808-88.8% | $9,310-87.0% | $11,248-89.3% |