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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,085 | $105,160-73.3% | $94,679-70.3% | $139,456-79.9% |
| Participation rate | 50.0% | 82.4%-32.4pp | 80.8%-30.8pp | 80.3%-30.3pp |
| Annual return | 19.59% | 38.04%-18.5pp | 156.75%-137.2pp | 373.45%-353.9pp |
| Employer contribution / active EE | $3,263 | $4,107-20.5% | $3,673-11.1% | $4,753-31.3% |
| Participant deferral / active EE | $8,740 | $7,599+15.0% | $7,417+17.8% | $6,711+30.2% |
| Admin fee / account holder | $13,288 | $8,988+47.8% | $7,233+83.7% | $11,407+16.5% |