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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,595 | $45,152+45.3% | $73,836-11.2% | $59,633+10.0% |
| Participation rate | 34.6% | 64.0%-29.4pp | 73.4%-38.8pp | 68.7%-34.1pp |
| Annual return | 40.00% | 27.40%+12.6pp | 2268.06%-2228.1pp | 2041.45%-2001.5pp |
| Employer contribution / active EE | $196 | $1,901-89.7% | $2,787-93.0% | $2,203-91.1% |
| Participant deferral / active EE | $785 | $2,573-69.5% | $3,583-78.1% | $3,192-75.4% |
| Admin fee / account holder | $5,395 | $3,515+53.5% | $4,882+10.5% | $4,297+25.6% |