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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,234 | $150,447-87.2% | $136,298-85.9% | $147,586-87.0% |
| Participation rate | 70.0% | 84.4%-14.4pp | 81.9%-11.9pp | 82.8%-12.8pp |
| Annual return | 77.73% | 1049.15%-971.4pp | 5156.27%-5078.5pp | 578.59%-500.9pp |
| Employer contribution / active EE | $350 | $5,256-93.3% | $4,696-92.5% | $4,876-92.8% |
| Participant deferral / active EE | $6,047 | $6,631-8.8% | $6,247-3.2% | $5,439+11.2% |
| Admin fee / account holder | $6,015 | $10,906-44.8% | $9,244-34.9% | $10,886-44.7% |