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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,661 | $211,239-30.6% | $178,528-17.8% | $145,877+0.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.96% | 30.22%-21.3pp | 27.11%-18.2pp | 551.28%-542.3pp |
| Employer contribution / active EE | $960 | $4,570-79.0% | $3,950-75.7% | $4,663-79.4% |
| Participant deferral / active EE | $25,175 | $6,963+261.6% | $6,278+301.0% | $6,691+276.3% |
| Admin fee / account holder | $1,547 | $12,095-87.2% | $10,419-85.1% | $13,402-88.5% |