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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,604 | $202,463-36.5% | $169,397-24.1% | $139,487-7.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 25.41% | 532.64%-507.2pp | 406.23%-380.8pp | 373.84%-348.4pp |
| Employer contribution / active EE | $27,286 | $4,694+481.3% | $4,013+579.9% | $4,755+473.9% |
| Participant deferral / active EE | $16,038 | $6,941+131.1% | $6,223+157.7% | $6,713+138.9% |
| Admin fee / account holder | $1,139 | $10,726-89.4% | $9,017-87.4% | $11,407-90.0% |