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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,228 | $135,645-61.5% | $110,243-52.6% | $135,380-61.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -11.48% | 513.24%-524.7pp | 314.76%-326.2pp | 519.81%-531.3pp |
| Employer contribution / active EE | $17,096 | $4,907+248.4% | $3,827+346.7% | $4,779+257.7% |
| Participant deferral / active EE | $18,167 | $5,507+229.9% | $4,672+288.8% | $5,609+223.9% |
| Admin fee / account holder | $579 | $11,458-94.9% | $8,548-93.2% | $10,828-94.7% |