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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,791 | $104,924-83.0% | $84,623-79.0% | $152,885-88.4% |
| Participation rate | 55.0% | 74.8%-19.8pp | 68.2%-13.2pp | 82.5%-27.5pp |
| Annual return | 14.88% | 373.82%-358.9pp | 258.77%-243.9pp | 345.39%-330.5pp |
| Employer contribution / active EE | $1,038 | $3,302-68.6% | $2,652-60.9% | $4,763-78.2% |
| Participant deferral / active EE | $1,603 | $4,689-65.8% | $3,899-58.9% | $5,851-72.6% |
| Admin fee / account holder | $9,465 | $6,242+51.6% | $4,913+92.6% | $11,598-18.4% |