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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,460 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Filed as: KESTRA INVESTMENT SERVICES Service code 49 340 MADISON AVENUE · NEW YORK, NY 10173 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,786 | $72,272-58.8% | $101,264-70.6% | $79,858-62.7% |
| Participation rate | 40.3% | 68.5%-28.1pp | 75.8%-35.5pp | 69.6%-29.3pp |
| Annual return | 17.79% | 22.30%-4.5pp | 46.48%-28.7pp | 31.72%-13.9pp |
| Employer contribution / active EE | $2,738 | $2,692+1.7% | $3,660-25.2% | $2,471+10.8% |
| Participant deferral / active EE | $4,218 | $3,282+28.6% | $4,370-3.5% | $3,740+12.8% |
| Admin fee / account holder | $14 | $4,401-99.7% | $5,947-99.8% | $5,306-99.7% |