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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,451 | $54,357-80.8% | $82,706-87.4% | $68,495-84.7% |
| Participation rate | 60.0% | 63.9%-3.9pp | 72.6%-12.6pp | 67.9%-7.9pp |
| Annual return | -18.62% | -13.67%-4.9pp | 701.76%-720.4pp | -7.84%-10.8pp |
| Employer contribution / active EE | $2,016 | $2,218-9.1% | $3,007-33.0% | $2,596-22.3% |
| Participant deferral / active EE | $3,753 | $3,246+15.6% | $4,394-14.6% | $4,028-6.8% |
| Admin fee / account holder | $2,798 | $4,396-36.4% | $5,329-47.5% | $5,403-48.2% |