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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,229 | $121,677-98.2% | $104,625-97.9% | $158,966-98.6% |
| Participation rate | 71.4% | 77.5%-6.1pp | 74.1%-2.6pp | 82.0%-10.5pp |
| Annual return | 21.45% | 465.58%-444.1pp | 340.60%-319.1pp | 302.95%-281.5pp |
| Employer contribution / active EE | $577 | $3,165-81.8% | $2,681-78.5% | $4,762-87.9% |
| Participant deferral / active EE | $926 | $4,175-77.8% | $3,738-75.2% | $5,983-84.5% |
| Admin fee / account holder | $954 | $7,777-87.7% | $6,465-85.2% | $11,250-91.5% |