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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,869 | $167,522-69.0% | $151,639-65.8% | $134,532-61.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.96% | 7.81%-26.8pp | 3.34%-22.3pp | 418.27%-437.2pp |
| Employer contribution / active EE | $8,037 | $6,828+17.7% | $6,165+30.4% | $4,741+69.5% |
| Participant deferral / active EE | $8,681 | $8,986-3.4% | $8,363+3.8% | $6,401+35.6% |
| Admin fee / account holder | $2,465 | $13,780-82.1% | $11,613-78.8% | $11,429-78.4% |