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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,847 | $197,637-74.8% | $177,848-72.0% | $158,982-68.6% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 11.75% | 58.77%-47.0pp | 48.33%-36.6pp | 302.99%-291.2pp |
| Employer contribution / active EE | $1,540 | $6,698-77.0% | $5,919-74.0% | $4,763-67.7% |
| Participant deferral / active EE | $6,387 | $8,405-24.0% | $7,714-17.2% | $5,983+6.7% |
| Admin fee / account holder | $316 | $15,406-97.9% | $12,431-97.5% | $11,252-97.2% |