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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,242 | $209,336-44.0% | $197,124-40.5% | $137,256-14.6% |
| Participation rate | 80.0% | 87.3%-7.3pp | 86.7%-6.7pp | 80.0%0pp |
| Annual return | 15.51% | 48.09%-32.6pp | 44.34%-28.8pp | 220.34%-204.8pp |
| Employer contribution / active EE | $12,824 | $6,591+94.6% | $6,227+105.9% | $4,156+208.6% |
| Participant deferral / active EE | $12,546 | $9,614+30.5% | $9,135+37.3% | $6,407+95.8% |
| Admin fee / account holder | $1,165 | $17,308-93.3% | $16,298-92.9% | $12,270-90.5% |