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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,132 | $201,344-49.8% | $184,243-45.1% | $145,877-30.7% |
| Participation rate | 71.4% | 87.5%-16.1pp | 86.8%-15.4pp | 80.3%-8.9pp |
| Annual return | 14.16% | 29.01%-14.8pp | 28.82%-14.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $8,592 | $7,022+22.3% | $6,427+33.7% | $4,663+84.3% |
| Participant deferral / active EE | $8,817 | $9,807-10.1% | $9,132-3.4% | $6,691+31.8% |
| Admin fee / account holder | $403 | $16,382-97.5% | $13,914-97.1% | $13,402-97.0% |