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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,157 | $57,541-77.1% | $95,740-86.3% | $75,173-82.5% |
| Participation rate | 100.0% | 62.5%+37.5pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 12.50% | 34.93%-22.4pp | 28.41%-15.9pp | 160.72%-148.2pp |
| Employer contribution / active EE | $4,359 | $1,808+141.2% | $2,836+53.7% | $2,671+63.2% |
| Participant deferral / active EE | $1,461 | $3,074-52.5% | $4,244-65.6% | $4,126-64.6% |
| Admin fee / account holder | $18 | $4,099-99.6% | $5,676-99.7% | $5,651-99.7% |