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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,891 | $134,001-74.7% | $112,258-69.8% | $134,509-74.8% |
| Participation rate | 40.0% | 78.6%-38.6pp | 75.1%-35.1pp | 81.2%-41.2pp |
| Annual return | -17.08% | 47.15%-64.2pp | 27.47%-44.5pp | 418.13%-435.2pp |
| Employer contribution / active EE | $1,137 | $4,039-71.8% | $3,636-68.7% | $4,741-76.0% |
| Participant deferral / active EE | $3,150 | $5,291-40.5% | $4,728-33.4% | $6,400-50.8% |
| Admin fee / account holder | $129 | $7,491-98.3% | $6,411-98.0% | $11,427-98.9% |