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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,724 | $92,743-36.7% | $82,744-29.0% | $134,532-56.3% |
| Participation rate | 84.6% | 75.2%+9.4pp | 72.6%+12.1pp | 81.2%+3.4pp |
| Annual return | -23.85% | 946.63%-970.5pp | 702.22%-726.1pp | 418.27%-442.1pp |
| Employer contribution / active EE | $2,719 | $3,273-16.9% | $3,008-9.6% | $4,741-42.7% |
| Participant deferral / active EE | $7,034 | $4,802+46.5% | $4,395+60.0% | $6,401+9.9% |
| Admin fee / account holder | $1,879 | $5,977-68.6% | $5,325-64.7% | $11,429-83.6% |