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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,739 | $127,387-79.0% | $115,038-76.8% | $125,389-78.7% |
| Participation rate | 58.8% | 84.2%-25.3pp | 81.4%-22.5pp | 83.2%-24.4pp |
| Annual return | 0.00% | 31.28%-31.3pp | 26.14%-26.1pp | 282.24%-282.2pp |
| Employer contribution / active EE | $2,391 | $5,166-53.7% | $4,608-48.1% | $4,866-50.9% |
| Participant deferral / active EE | $6,002 | $6,423-6.5% | $6,026-0.4% | $5,352+12.2% |
| Admin fee / account holder | $356 | $9,516-96.3% | $8,175-95.6% | $9,541-96.3% |