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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,189 | $121,677-84.2% | $104,625-81.7% | $158,966-87.9% |
| Participation rate | 75.0% | 77.5%-2.5pp | 74.1%+0.9pp | 82.0%-7.0pp |
| Annual return | 65.26% | 465.58%-400.3pp | 340.60%-275.3pp | 302.95%-237.7pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,681-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $11,322 | $4,175+171.2% | $3,738+202.9% | $5,983+89.2% |
| Admin fee / account holder | $5,041 | $7,777-35.2% | $6,465-22.0% | $11,250-55.2% |