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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,930 | $69,118+35.9% | $53,647+75.1% | $138,895-32.4% |
| Participation rate | 8.7% | 64.0%-55.3pp | 56.3%-47.6pp | 79.9%-71.2pp |
| Annual return | 24.45% | 248.26%-223.8pp | 358.33%-333.9pp | 145.39%-120.9pp |
| Employer contribution / active EE | $214 | $1,189-82.0% | $962-77.8% | $4,194-94.9% |
| Participant deferral / active EE | $2,661 | $2,274+17.0% | $1,813+46.7% | $6,396-58.4% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |