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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,657 | $185,883-53.9% | $170,043-49.6% | $139,466-38.6% |
| Participation rate | 66.7% | 87.8%-21.1pp | 87.0%-20.3pp | 80.3%-13.7pp |
| Annual return | 48.10% | 60.54%-12.4pp | 53.40%-5.3pp | 373.66%-325.6pp |
| Employer contribution / active EE | $24,482 | $7,596+222.3% | $6,790+260.6% | $4,754+415.0% |
| Participant deferral / active EE | $11,153 | $11,626-4.1% | $10,410+7.1% | $6,712+66.2% |
| Admin fee / account holder | $346 | $15,393-97.8% | $12,824-97.3% | $11,409-97.0% |