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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,657 | $185,856-53.9% | $170,028-49.6% | $139,456-38.6% |
| Participation rate | 66.7% | 87.8%-21.1pp | 87.0%-20.3pp | 80.3%-13.7pp |
| Annual return | 48.10% | 60.52%-12.4pp | 53.39%-5.3pp | 373.45%-325.4pp |
| Employer contribution / active EE | $24,482 | $7,593+222.4% | $6,788+260.7% | $4,753+415.1% |
| Participant deferral / active EE | $11,153 | $11,623-4.0% | $10,409+7.1% | $6,711+66.2% |
| Admin fee / account holder | $346 | $15,387-97.8% | $12,820-97.3% | $11,407-97.0% |