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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,082 | $150,447-66.7% | $136,298-63.3% | $147,586-66.1% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 17.58% | 1049.15%-1031.6pp | 5156.27%-5138.7pp | 578.59%-561.0pp |
| Employer contribution / active EE | $962 | $5,256-81.7% | $4,696-79.5% | $4,876-80.3% |
| Participant deferral / active EE | $3,950 | $6,631-40.4% | $6,247-36.8% | $5,439-27.4% |
| Admin fee / account holder | $5,875 | $10,906-46.1% | $9,244-36.4% | $10,886-46.0% |