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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,679 | $98,766-64.9% | $149,730-76.8% | $79,852-56.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 21.69% | 27.43%-5.7pp | 276.70%-255.0pp | 31.72%-10.0pp |
| Employer contribution / active EE | $2,607 | $3,217-19.0% | $4,645-43.9% | $2,471+5.5% |
| Participant deferral / active EE | $8,004 | $5,681+40.9% | $6,843+17.0% | $3,740+114.0% |
| Admin fee / account holder | $1,083 | $6,052-82.1% | $9,310-88.4% | $5,306-79.6% |