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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,045 | $108,825-56.8% | $156,181-69.9% | $82,448-42.9% |
| Participation rate | 78.4% | 72.4%+6.1pp | 78.8%-0.4pp | 68.1%+10.4pp |
| Annual return | 13.39% | 20.59%-7.2pp | 64.87%-51.5pp | 41.64%-28.2pp |
| Employer contribution / active EE | $1,885 | $2,870-34.3% | $4,294-56.1% | $2,551-26.1% |
| Participant deferral / active EE | $3,747 | $4,577-18.1% | $6,132-38.9% | $4,139-9.5% |
| Admin fee / account holder | $808 | $9,341-91.4% | $14,586-94.5% | $7,234-88.8% |