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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,864 | $94,436-9.1% | $115,599-25.7% | $82,637+3.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 20.99% | 18.37%+2.6pp | 111.10%-90.1pp | 53.51%-32.5pp |
| Employer contribution / active EE | $6,672 | $2,324+187.1% | $2,955+125.8% | $2,552+161.4% |
| Participant deferral / active EE | $6,422 | $3,955+62.4% | $4,889+31.3% | $4,126+55.6% |
| Admin fee / account holder | $750 | $10,328-92.7% | $12,841-94.2% | $7,339-89.8% |