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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,212 | $57,305-31.6% | $86,640-54.7% | $75,173-47.8% |
| Participation rate | 32.7% | 63.2%-30.5pp | 71.7%-39.0pp | 67.2%-34.5pp |
| Annual return | 13.93% | 2674.24%-2660.3pp | 592.52%-578.6pp | 160.72%-146.8pp |
| Employer contribution / active EE | $738 | $2,316-68.1% | $3,024-75.6% | $2,671-72.4% |
| Participant deferral / active EE | $1,104 | $3,320-66.8% | $4,438-75.1% | $4,126-73.3% |
| Admin fee / account holder | $1,966 | $4,116-52.2% | $5,616-65.0% | $5,651-65.2% |