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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,212 | $57,312-31.6% | $86,617-54.7% | $75,181-47.8% |
| Participation rate | 32.7% | 63.2%-30.5pp | 71.7%-39.0pp | 67.2%-34.5pp |
| Annual return | 13.93% | 2672.78%-2658.9pp | 591.91%-578.0pp | 160.69%-146.8pp |
| Employer contribution / active EE | $738 | $2,315-68.1% | $3,023-75.6% | $2,671-72.4% |
| Participant deferral / active EE | $1,104 | $3,319-66.7% | $4,437-75.1% | $4,126-73.2% |
| Admin fee / account holder | $1,966 | $4,114-52.2% | $5,613-65.0% | $5,650-65.2% |