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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,519 | $64,719-71.4% | $112,249-83.5% | $68,486-73.0% |
| Participation rate | 89.7% | 67.2%+22.5pp | 75.1%+14.6pp | 67.9%+21.8pp |
| Annual return | -20.32% | -11.40%-8.9pp | 27.48%-47.8pp | -7.85%-12.5pp |
| Employer contribution / active EE | $2,959 | $2,747+7.7% | $3,636-18.6% | $2,597+13.9% |
| Participant deferral / active EE | $4,789 | $3,565+34.3% | $4,729+1.3% | $4,028+18.9% |
| Admin fee / account holder | $4,438 | $5,232-15.2% | $6,412-30.8% | $5,404-17.9% |