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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,297 | $72,273-81.6% | $101,275-86.9% | $79,856-83.3% |
| Participation rate | 93.5% | 68.5%+25.1pp | 75.8%+17.7pp | 69.6%+23.9pp |
| Annual return | 30.02% | 22.30%+7.7pp | 46.48%-16.5pp | 31.71%-1.7pp |
| Employer contribution / active EE | $3,046 | $2,691+13.2% | $3,660-16.8% | $2,471+23.3% |
| Participant deferral / active EE | $4,609 | $3,282+40.4% | $4,371+5.4% | $3,741+23.2% |
| Admin fee / account holder | $1,372 | $4,401-68.8% | $5,948-76.9% | $5,306-74.1% |